Many cities have local "First Time Home Buyers Program". These programs encourage development and occupacy within the city or other area in need. Plus some organisations offer assistance, such as Unions. Please also note that some programs are as money is available.
Their mission statement "As a tribally owned, federally chartered, governmental agency, we strive to increase affordable and sustainable homeownership opportunities nationwide for all creditworthy, low- to moderate-income individuals."
⭐NACA USDA DIRECT"USDA provides homeownership opportunities to rural Americans, and home renovation and repair programs. USDA also provides financing to elderly, disabled, or low-income rural residents in multi-unit housing complexes to ensure that they are able to make rent payments."
⭐BOA, Bank of America